(2) “loan contract”: one or more commitments, contracts, agreements, companies, security agreements, acts of trust or other documents or obligations, or a combination of those acts or documents by which a financial institution grants loans or borrows or contravenes the repayment of money, goods or other cause of value, or accepts or accepts, in order to extend other credits or make a financial adjustment.  The deadline does not include a commitment, change of contract, agreement, undertaking, document or commitment relating to: c) The rights and obligations of the parties to an agreement under paragraph (b) in this section are exclusively determined by the written loan agreement, and all written agreements concluded orally between the parties are replaced by the loan agreement and incorporated into the loan agreement. “This written loan agreement is the final agreement between the parties and must not be contradicted by evidence of prior, simultaneous or subsequent oral agreements between the parties. (f) If the communication prescribed at the point (e) of this section is not issued at the time or prior to the execution of the loan agreement or if this section is not visible, this section does not apply to the loan agreement, but the validity and applicability of the loan agreement and the rights and obligations of the parties are not affected or affected. b) A loan agreement in which the amount related to the loan contract is greater than $50,000 is not enforceable unless the agreement is written and signed by the related party or by the delegated representative of that party. (e) In a loan agreement under point (b) of this section, the financial institution informs the debtor or debtor of the provisions of the subsections (b) and (c) of this section.  The notice must be in a separate document signed by the debtor or debtor or incorporated into one or more of the documents that make up the loan agreement.  The mention must be of a species in bold, capitalized, highlighted or otherwise indicated from the surrounding written material to be noticed.  In the market notice, (1) “financial institution,” a state bank or charter state, savings bank, savings and loan association or credit union, a holding company, subsidiary or subsidiary of such an institution, or a lender approved by the U.S. Minister of Housing and Urban Development to participate in a mortgage insurance program under the National Housing Act (12 U.C section 1701 and following).

“There are no unwritten oral agreements between the parties. (g) all financial institutions publish notices informing borrowers of the provisions of this section.  The notices are thus established and established in the institutions in order to fully inform borrowers of the provisions of this section.  The Texas Financial Commission prescribes the language of the notice. (B) an open account, as defined in section 301.002, Financial Code, which is intended or used primarily for personal, family or domestic use.